No upfront payments
Transparent services
Get help with your tax debt
If you have more than $10,000 of unsecured debt, we can help you get out of debt and get a new start with your credit history! Debt settlement is an option for anyone behind on their payments or facing a situation where they can no longer pay their bills. With debt settlement, you can negotiate a lower payment than you currently owe and get a reduced loan amount. By negotiating with your creditors, you can get out of debt much quicker than if you were making the minimum payments. Trust the experts at Gateway Debt Relief to get a straightforward debt relief option!
Credit Card Debt
We can settle all types of credit card debt, no matter how far behind you are on the payments.
Department Store Cards
Credit cards from a department store come with high interest rates. Reduce the amount you owe.
Private Student Loan Debt
Do you have debt from a private lender? Even if it's for student loans, we can settle that debt!
Signature Loans
Signature loans are treated just like a personal loan or credit. These loans are unsecured.
Medical Debt
Medical debt is more common than ever. Don't let a hospital stay ruin your credit score!
Personal Lines Of Credit
A personal line of credit can range from $1,000 to $50,000. You can lower your balance by up to 50%.
Repossessions
Having your home repossessed is not ideal, so why no lower your balance with debt settlement?
Cash Advances
Cash advances are typically offered for $2,500 or less. Settle that debt and pay half the balance.
Common Signs of Debt Problems:
Don't wait any longer to take care of your debt! Gateway Debt Relief can get you debt free in less than two years with no upfront obligation! We offer a free consultation for anyone who's dealing with $10,000 or more in unsecured debt. Our ultimate goal is to reduce your interest rates, lower your monthly payments and get you out of debt quickly so you can get on the path to financial freedom!
Let Gateway Debt Relief do the work for you. Our service are designed to reduce your debt quickly and we can help you regardless of your past credit issues. Follow these three steps to become debt free!
Speak to one of our settlement agents to get a quick quote that tells you how much you can save and how quickly you'll be out of debt. We only need to know your creditor info, balances and current interest rates to get you a debt settlement estimate.
Count on Gateway Debt Relief to negotiate your balances and get a manageable monthly payment. Even if you owe $20,000 or more, we can work with your creditors and reduce that balance by 50% or more. Best of all, you won't pay until the debt is settled!
We'll work with each of your creditors to get the best repayment terms and lower your balance as much as possible. Each debt is different, and Gateway will negotiate terms that work for you and your creditors.
Customer Feedback
Multiple settlement options
Gateway gave me multiple settlement options and that was important for me. I paid off all my debt in 12 months!
Mike Tallon
Riverside, CA
I can't believe it worked
I had no idea how debt settlement worked before i contact this company. They were able to negotiate with my creditors and get me one payment with a reduced balance of 55%
Jose Suarez
Phoenix, AZ
Great customer service
My settlement agent, Doris was in contact with me throughout the entire process. They told me each time I had a settlement offer and I was able to lower my debt by over $6,000.
Janet Davis
Miami, FL
Questions About Debt Settlement
Debt settlement is an effective way to get out of debt quickly. We will work with your creditors to settle your debts and lower your payments by up to 50%. The first step in any debt settlement program is to get a free evaluation, and at Gateway Debt Relief, we can get you a debt settlement quote in less than 30 minutes. We’ll work to get you an affordable monthly payment and let you know how long it will take to be debt free. Your payment is placed into a special-purpose savings account, which is used to settle your debt at a significant discount. After each debt is settled, you’ll receive notice from your creditor that the debt has been paid.
There’s no reason to sign up for a debt settlement program if you can make the monthly payments. Do nothing about your debt, make your payments on time, and you’ll get out of debt in a handful of years. But what if you’re behind on your payments or facing a scenario where a credit card company threatens to garnish your wages? In a situation like this, employing a debt settlement company like Gateway Debt Relief makes sense.
There’s no reason why you can’t settle your debt on your own, just like you can always call your credit and ask them to lower your interest rates. But does that always work, and perhaps you can get better rate reductions with an established debt relief company? When you’re ready to settle your debt, sometimes it best to leave it up to an expert with years of experience working with creditors. The settlement process can be highly stressful, and we’ve found that experienced settlement arbitrators can get the best deal and reduce your debt in the quickest amount of time.
You don’t need to be behind on your payments to qualify for a debt settlement program. Most applicants who contact us face a financial emergency and are behind on their payments. However, there are situations where you can be current on your payments, but you may fall behind over the upcoming months. Debt settlement is an option for anyone, regardless of whether or not they’re behind on payments. However, we’ve seen that creditors are more inclined to settle debt when a debtor is behind on their payments.
The good thing about our debt settlement program is that there are no upfront fees. Unlike some credit validation and debt relief services, you’re only charged a fee when your debt is settled. This enables you to be confident in signing up for a debt resolution program where your credit card debt is negotiated at a later date. You only pay when your debt is reduced! Debt settlement fees vary based on different companies and services offered. But most of the time, you can expect a negotiation fee of 15% to 25% of your total debt. When working with Gateway Debt Relief, we’ll always let you know your estimated fees when you get a debt settlement repayment quote and estimated monthly payment.